Terms and Conditions.
These Terms and Conditions (the “Agreement”) govern your access to and use of the website newyorkbudgets.com and any related services, including newsletters, emails, forums, and other content provided by The New York Budgets (“we”, “us”, or “our”) (collectively, the “Services”). By accessing or using the Services, you agree to be bound by this Agreement. If you do not agree, you must not use the Services.
The Services are provided free of charge and are intended for general audiences. We do not knowingly collect information from minors under 13 years of age, in accordance with the Children’s Online Privacy Protection Act (“COPPA”).
1. Introduction
This Agreement explains the terms under which you may access and use our Services. We are an independent, unregistered company providing news and commentary on politics, economics, markets, public policy, business, and global affairs, aligned with our stated values. Changes to this Agreement will be posted on our website, and your continued use constitutes acceptance of any modifications.
2. Privacy of Information
Your use of the Services is also governed by our Privacy Policy, which is incorporated herein by reference. By using the Services, you consent to the collection, use, and sharing of your information as described in the Privacy Policy. We may use your information to improve our Services, send you updates, or provide aggregate data to partners, but we will not share your personal identifying information without your consent where required.
3. User Accounts and Access
You may need to create an account to access certain features, such as commenting or newsletters. You must provide accurate information and keep your account secure. You are responsible for all activities under your account. Only one user may access the Services at a time using the same credentials. We reserve the right to suspend or terminate accounts for violations of this Agreement.
4. Copyright and Limitations on Use
All content on the Services, including articles, images, videos, and other materials (the “Content”), is owned by us or our licensors and protected by copyright and intellectual property laws. You may view, download, and print Content for personal, non-commercial use only. You may not reproduce, distribute, modify, sell, or otherwise exploit the Content without our prior written consent.
You may share insubstantial portions of Content on a non-commercial basis, provided you include all copyright notices, attribute it to The New York Budgets, and add: “Used with permission from The New York Budgets.”
You agree not to use the Services for any unlawful purpose, including posting harmful, defamatory, or infringing material. We do not endorse user-generated content and may remove it at our discretion.
5. User-Generated Content
If you submit comments, posts, or other content (“User Content”), you grant us a perpetual, royalty-free license to use, modify, and distribute it. User Content must comply with our guidelines: be lawful, respectful, avoid hate speech, harassment, misinformation, or impersonation. We reserve the right to moderate or remove violating content.
6. Disclaimer of Warranties and Liability
The Services and Content are provided “as is” without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose. We do not guarantee the timeliness or error-free nature of the Content.
We, our affiliates, and licensors shall not be liable for any damages arising from your use of the Services, including indirect, consequential, or punitive damages, even if advised of the possibility. Our total liability shall not exceed any amounts you paid us (which, as a free service, is zero).
You agree to indemnify us against claims arising from your violation of this Agreement or misuse of the Services.
If you submit comments, posts, or other content (“User Content”), you grant us a perpetual, royalty-free license to use, modify, and distribute it. User Content must comply with our guidelines: be lawful, respectful, avoid hate speech, harassment, misinformation, or impersonation. We reserve the right to moderate or remove violating content.
7. Termination
We may terminate or suspend your access to the Services at any time, without notice, for any reason, including violation of this Agreement. Upon termination, your rights to use the Services cease.
8. Governing Law
This Agreement shall be governed by the laws of the State of New York, without regard to conflict of laws principles. Any disputes shall be resolved in the courts of New York County, New York.
9. Changes to Terms
We may update this Agreement at any time. Changes will be posted on the website with the updated effective date. Your continued use after changes constitutes acceptance.
10. Contact Us
For questions about this Agreement, contact us at terms@newyorkbudgets.com.
Terms and Conditions
These Terms and Conditions (the “Agreement”) govern your access to and use of the website newyorkbudgets.com and any related services, including newsletters, emails, forums, and other content provided by The New York Budgets (“we”, “us”, or “our”) (collectively, the “Services”). By accessing or using the Services, you agree to be bound by this Agreement. If you do not agree, you must not use the Services.
The Services are provided free of charge and are intended for general audiences. We do not knowingly collect information from minors under 13 years of age, in accordance with the Children’s Online Privacy Protection Act (“COPPA”).
1. Introduction
This Agreement explains the terms under which you may access and use our Services. We are an independent, unregistered company providing news and commentary on politics, economics, markets, public policy, business, and global affairs, aligned with our stated values. Changes to this Agreement will be posted on our website, and your continued use constitutes acceptance of any modifications.
2. Privacy of Information
Your use of the Services is also governed by our Privacy Policy, which is incorporated herein by reference. By using the Services, you consent to the collection, use, and sharing of your information as described in the Privacy Policy. We may use your information to improve our Services, send you updates, or provide aggregate data to partners, but we will not share your personal identifying information without your consent where required.
3. User Accounts and Access
You may need to create an account to access certain features, such as commenting or newsletters. You must provide accurate information and keep your account secure. You are responsible for all activities under your account. Only one user may access the Services at a time using the same credentials. We reserve the right to suspend or terminate accounts for violations of this Agreement.
4. Copyright and Limitations on Use
All content on the Services, including articles, images, videos, and other materials (the “Content”), is owned by us or our licensors and protected by copyright and intellectual property laws. You may view, download, and print Content for personal, non-commercial use only. You may not reproduce, distribute, modify, sell, or otherwise exploit the Content without our prior written consent.
You may share insubstantial portions of Content on a non-commercial basis, provided you include all copyright notices, attribute it to The New York Budgets, and add: “Used with permission from The New York Budgets.”
You agree not to use the Services for any unlawful purpose, including posting harmful, defamatory, or infringing material. We do not endorse user-generated content and may remove it at our discretion.
5. User-Generated Content
If you submit comments, posts, or other content (“User Content”), you grant us a perpetual, royalty-free license to use, modify, and distribute it. User Content must comply with our guidelines: be lawful, respectful, avoid hate speech, harassment, misinformation, or impersonation. We reserve the right to moderate or remove violating content.
6. Disclaimer of Warranties and Liability
The Services and Content are provided “as is” without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose. We do not guarantee the timeliness or error-free nature of the Content.
We, our affiliates, and licensors shall not be liable for any damages arising from your use of the Services, including indirect, consequential, or punitive damages, even if advised of the possibility. Our total liability shall not exceed any amounts you paid us (which, as a free service, is zero).
You agree to indemnify us against claims arising from your violation of this Agreement or misuse of the Services.
If you submit comments, posts, or other content (“User Content”), you grant us a perpetual, royalty-free license to use, modify, and distribute it. User Content must comply with our guidelines: be lawful, respectful, avoid hate speech, harassment, misinformation, or impersonation. We reserve the right to moderate or remove violating content.
7. Termination
We may terminate or suspend your access to the Services at any time, without notice, for any reason, including violation of this Agreement. Upon termination, your rights to use the Services cease.
8. Governing Law
This Agreement shall be governed by the laws of the State of New York, without regard to conflict of laws principles. Any disputes shall be resolved in the courts of New York County, New York.
9. Changes to Terms
We may update this Agreement at any time. Changes will be posted on the website with the updated effective date. Your continued use after changes constitutes acceptance.
10. Contact Us
For questions about this Agreement, contact us at terms@newyorkbudgets.com.


